Comments for Ben's Road Trip

Comment on Newsletter by Kath

Kath — Fri, 24 Jul 2009 03:40:43 +0000

Hey Ben!

Great meeting you the other night. Nice blog! Funny too!

Give Twitter a try…it’s not all that scary!

Kath

Kath1213 = Twitter name

Comment on Drinkin’ fer dollars by Joshua

Joshua — Sun, 09 Mar 2008 04:22:07 +0000

Ben, You know I am game as long as you send some back to those of us on the same flight without the free upgrade.

Comment on Drinkin’ fer dollars by Emily

Emily — Thu, 06 Mar 2008 17:05:47 +0000

Ben—
Drinking is the only way to deal with flights so I’d $$. Though I’ve found international flights generally require vodka drinks + sleeping pill…

Comment on Taking rest in NYC by Ben

Ben — Sat, 01 Mar 2008 04:53:27 +0000

Left coast – more than likely. I do have a trip to the middle east scheduled in April. Perhaps between then and the “really freakin hot part” I can get out there, else after the “hot part”. I’m hoping this means I can borry a bike and you can school me

Comment on Taking rest in NYC by ssportsman

ssportsman — Thu, 21 Feb 2008 05:39:39 +0000

Habib

Are you ever coming out to the left coast? Or do I have to fly out to NY to see ya?

Comment on Taking rest in NYC by larry p.

larry p. — Tue, 05 Feb 2008 01:20:27 +0000

When I resd your stuff I can acctually hear your voice and your laugh. Its almost like I have heard from you. I dont know how you keep up with yourself. Glad you had a good time in NYC.
Underwear Man

Comment on Ben Loves NYC! by carrie

carrie — Sat, 12 Jan 2008 15:48:00 +0000

hey ben, whacha doing in nyc? workin? playin? hope you are well…

Comment on I want to do it all but where is the time? by larry p.

larry p. — Thu, 11 Oct 2007 17:19:56 +0000

For every decission I attempt to make that involves change at any level gets put off. So the way I cope with that is I try not to get into any situation that would involve change. To put this into an acctual situation I have gone to get a new TV 3 times and I canot commit. I know it is the change I am avoiding and not just spending the money.

Comment on test post from home depot by scott

scott — Sun, 26 Aug 2007 18:08:37 +0000

kewl

send me some details of how to do this

btw, Gita is coming up, I’m not going to make it back for this, but Carrie will be riding this year..

also, we’ll be in keystone over labor day, JIC you want to come up…

Comment on The essence of a spending plan by Ben

Ben — Thu, 16 Mar 2006 19:01:17 +0000

Good question about which category student loan payments belong to. Since we are expected to pay our student loans, they are a fixed expense. This means they should fall into the 60% category. However due to the cost of education lately, these payments can make up a large portion of that. The next place to look would be your long term savings for opportunities. Loans typically cost more than the interest we gain in savings so in the long term it it better to focus on eliminating the debt first, then switching that focus/funds to savings. In general, student loans (unless consolidated into commercial loans) benefit from a little more attention. The interest rates are generally lower than other types of credit, making it advantageous to pay off the higer rate debts before focusing on the student loans.

To summarize, use your fixed expenses category first to pay down debt. If the payments are such that this is not enough, then dip into the savings percent for future opportunities. In dealing with debt, always make sure you pay the minimums, then apply left over funds to the highest rate debt. Keep repeating until you are debt free.